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HOW IT WORKS

Master Your Money in 6 Steps

No complicated setup. No learning curve. Track your finances solo or invite your family, roommates, and mates for shared workspaces — all powered by AI.

01

Create Your Account

Get started in under 30 seconds. Sign up with email or Google, choose your currency — INR, USD, GBP, EUR, and more. No credit card, no hidden fees.

  • Sign up with email or Google
  • Set your default currency
  • Customize your spending categories
  • You are ready to go
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Advanced Money Tracker

Track smarter, save bigger

Email

you@example.com

Password

••••••••

or continue with

02

Collaborate with Others

Invite your family, roommates, or hostel mates to a shared workspace. Everyone sees the same transactions, budgets, and goals — no more spreadsheets or manual settlements.

  • Create or join a shared workspace
  • Split expenses automatically
  • Track group budgets in real-time
  • Everyone stays in sync instantly
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Skyview Hostel

Shared workspace

4 members

A
P
R
S

+3

THIS MONTH

Rent

₹12,000

Groceries

₹3,200

Electricity

₹1,800

Total Shared

₹17,000

03

Track Everything

Log your income, expenses, and transfers in seconds. Set monthly budgets, create savings goals, and monitor loans — all from one beautiful dashboard.

  • Add transactions with tags & notes
  • Set monthly budgets by category
  • Create savings goals with progress tracking
  • Track loans and EMIs
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Dashboard

Total Balance

₹1,84,500

+₹1,00,000

-₹42,000

Recent Transactions

View all

Coffee Shop

Food

-₹250

Freelance Pay

Income

+₹15,000

Uber Ride

Transport

-₹180

Zomato Order

Food

-₹420

Salary

Income

+₹85,000

04

AI-Powered Analysis

Our AI engine analyzes your spending patterns, identifies waste, and highlights opportunities. Get a complete financial health score at a glance.

  • Automatic spending pattern recognition
  • Smart categorization of transactions
  • Financial health score & trends
  • AI coach with personalized advice
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AI Coach

Online

AI Coach

You spent ₹4,200 on dining this month. That is 18% more than last month. Cutting back by just one meal out per week could save you ~₹1,600/month.

Good tip! What about my subscriptions?

You have 4 active subscriptions totaling ₹1,200/month. You have not used 2 of them in 30+ days.

Ask AI anything...

05

Smart Insights & Optimization

Receive actionable recommendations tailored to your finances. Cut unnecessary spending, optimize savings, and get notified before bills are due.

  • Personalized saving recommendations
  • Bill payment reminders & alerts
  • Spending limit warnings
  • Monthly financial reports
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Insights

ALERTS

Saving Opportunity

Reduce dining out to save ₹3,200/month

Bill Due Soon

Electricity bill of ₹2,400 due in 3 days

Budget Alert

85% of entertainment budget used

SPENDING BREAKDOWN

Housing

40%

Food

25%

Transport

15%

Entertainment

12%

Others

8%

06

Achieve Your Goals Together

Watch your progress in real-time — individually or as a group. Whether it is a new laptop, a dream vacation, or a fully-funded emergency fund, every step forward is tracked and celebrated.

  • Real-time goal progress tracking
  • Shared group goals & milestones
  • Multi-currency support
  • Export reports anytime
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Goals

🏠

Emergency Fund

Group goal • 4 members

65%

₹3,25,000 saved

₹5,00,000 goal

✈️

Japan Trip

Personal goal

40%

₹1,20,000 saved

₹3,00,000 goal

💻

MacBook Pro

Personal goal

67%

₹1,75,000 saved

₹2,59,900 goal

Mobile Companion

Track money everywhere

Our mobile app is in active development. You can already use the full web app on your mobile browser — or join our Android beta to get early access and help shape the app.

Web App — Available Now

Fully responsive — works perfectly on any mobile browser. Same features, same data, no install needed.

Android Beta — Limited Spots

Be among the first to test our native Android app. Email us your address and we'll invite you directly.

iOS App — Coming Soon

iOS is on our roadmap. Stay tuned for the launch announcement.

Ready to take control?

Join thousands of users tracking solo or together with family, roommates, and mates. Start free, upgrade when you need more.

FAQ

Got Questions?

Is Advanced Money Tracker really free?

Yes! You can use the core features completely free. Premium features like advanced AI insights and unlimited goals are available on our affordable paid plans.

How does the invite / collaborative workspace work?

You can invite family members, roommates, or hostel mates to your workspace by sending them an invite link from the app. Once they join, everyone sees shared transactions, budgets, and goals in real-time. Each person can still have their personal categories while contributing to group expenses.

Can I track shared expenses with roommates?

Absolutely. Create a shared workspace for your apartment or hostel, invite your mates, and split rent, groceries, utilities, and more. Every transaction is visible to the group, so there is never any confusion about who paid what.

How does the AI analysis work?

Our AI analyzes your transaction history to detect spending patterns, categorize expenses automatically, and provide personalized suggestions to help you save more and spend smarter.

Can I track multiple currencies?

Absolutely. You can switch between INR, USD, GBP, EUR, and more. Each goal and budget can be set in your preferred currency, making it perfect for travelers and freelancers.

Can I use it on mobile?

The web app is fully responsive and works great on mobile browsers. A dedicated mobile app is on our roadmap for future release.